About
Hey, glad you could join me here!
I am a 27 28 year-old investor who has climbed out from under more than $40,000 in student loan debt in less than three years. I frown upon consumer debt and personally have no debt other than my mortgage which I keep at ~60% of my home value.
I do utilize Credit Cards and I believe that they can be excellent tools for managing cash flow. However, it is important to diligently pay the full balance each month.
I do speak from experience, having used the principles of personal finance and investing discussed on this site to transform my net worth from -$40,000 to +$250,000 over the past three years!
I am currently on track to replace my earned income with dividend income from high quality companies with a record of increasing their dividends at a greater rate than inflation. The goal is to have an ever increasing stream of passive income from dividends to fund an *early* retirement!
This site will examine ideas surrounding financial planning, investing, and general personal finance that have served me well and will take me to my ultimate goal.
Please use the “Subscribe feature” (The little form in the upper right corner of the front page) to get Dividend Money delivered free by e-mail.
Thanks for coming along for the ride, let’s make some money!
I’m always interested in your ideas, so feel free to leave comments or share your thoughts via email.
