About
Hey, glad you could join me here!
I am a 32 year-old father and husband who has climbed out from under more than $40,000 in student loan debt in less than three years. I frown upon consumer debt and personally have no debt other than my mortgage – which I keep at ~50% of my home value, but constantly argue with myself about just paying it off.
I utilize Credit Cards and I believe that they can be excellent tools for managing cash flow. However, it is important to diligently pay the full balance each month.
I do speak from experience, having used the principles of personal finance and investing discussed on this site to transform my net worth from -$40,000 to +$500,000 over the past seven years.
I am currently on track to replace my earned income with dividend income from high quality companies with a record of increasing their dividends at a greater rate than inflation. The goal is to have an ever increasing stream of passive income from dividends to fund an *early* retirement!
Along with dividend growing common stocks, I do invest in income producing real estate on a very small scale. At the moment, I currently have just one rental property.
This site will examine ideas surrounding earning money, investing, and general personal finance that have served me well and will take me to my ultimate goal. I’d love for you to join me!
Please use the “Subscribe feature” (The little form in the upper right corner of the page) to get Dividend Money delivered free by e-mail.
Thanks for coming along for the ride, let’s make some money!
I’m always interested in your ideas, so feel free to leave comments or share your thoughts via the contact page.
