Extra Money: Mortgage or Investments?

The topic of paying down one’s mortgage vs. investing seems to be a never ending debate with everyone having  their own opinion on which method is better. The argument for either side of the equation usually heats up over the topic of investment return. While some argue that investing can yield a higher after tax return based on historical figures, others posit that those historical figures are likely not going to be

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Mortgages 101: A Survival Guide For Today’s Homebuyer

I have recently received a few e-mail comments from readers asking me to expand on my previous article Understanding Mortgages, this article will answer many of the questions that were posed to me in those e-mails. Mortgage and Housing Markets Today’s housing market in most of the United States is a virtual candy store for the homebuyer. The sheer selection of properties on the market in most cities allows today’s

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How To Eliminate Debt With One Move

Don’t Talk About Moving When Your Wife Is Pregnant I’ve recently had a discussion with my 9-month pregnant wife about the idea of moving. Now, I should have known better than to approach that subject when my wife is in her “nesting” mode – needless to say she was not happy. The reason that I brought up the subject is that we can literally choose to live wherever we like.

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Student Loan Reduction Strategies

It appears that I shocked a few people when I wrote about my thoughts on maxing out your student loans to get every penny that you can. Of course, there are the same arguments about other kinds of debt as well. I have received my fair share of email regarding my advice on the use of debt. Debt is a Tool. It is that simple. Loans, mortgages, credit cards etc.

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