Why I Hate Buying Cars – And You Should Too!

Bottom line: Buying a depreciating asset that requires constant monetary support to utilize and maintain is a financial anchor. I am not going to argue that motor vehicle transportation isn’t convenient, or even necessary in some circumstances, but it certainly is a bad investment in most cases. As someone that focuses on the importance of cash flow, unless you have tens of thousands in credit card debt, having a car

Read more

Why I Paid Off My Mortgage Early

As some of you might know, I have had a frequent battle with myself about whether or not to pay off my mortgage early. Because I was paying just 2.5% on the mortgage proceeds, it was a very difficult decision to sell off some of my equity holdings and liquidate some of my savings to pay the mortgage out completely. At the beginning of March 2012, I started selling off some stocks and

Read more

3 Reasons You Must Invest In Dividend Stocks

As a dividend growth investor, I am frequently asked why I don’t invest in high growth stocks and, more importantly, why I believe investing for dividends is a more appropriate strategy. In bear markets there are great buying opportunities for dividend growth stocks that are offering yields above their historical averages.  Opportunities to buy great dividend growth stocks at above average yields is a great way to finance your retirement

Read more

Progressive Introduces A New Dividend Model

Progressive Corporation of Auto Insurance fame has changed the landscape of dividend payment to shareholders.  And they did so in dramatic fashion.  Progressive  introduced a new dividend policy for 2007 and  I have been waiting to see if any other companies  would follow suit.  So far, it looks like everyone is watching how this policy is playing out in a bear market to see if investors “jump ship”. A Variable

Read more