Where Are The Bargains This Holiday Season?

Saving money around the holiday season is a very common theme this year and retailers are doing their best to entice consumers to open their wallets with sales and discounts that many thought we would never see. Many, if not all, online stores are offering free shipping and the savings on non-essential items like video games and electronics is virtually unheard of. Holiday Incentives Many traditional retailers are offering incentives

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How To Use Your Credit Card To Make Money Every Month

I have mentioned in previous articles and on my About Page that I like to use my credit card to manage my monthly cash flow. Just like mortgages can be used to your advantage, credit cards are another debt tool that can have a positive impact on your personal finances. As with those other tools, credit cards just need to be managed effectively. Credit Card Rewards We all know that

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The Car Loan Treadmill

In a previous post I wrote about how I manage debt and how I believe that making payments on a car loan is the absolute worst financial move I could make. I also talked a little about how I use a credit card to manage my monthly cash flows and the advantages that I receive from it. Along these lines, I must convey a story about my brother that just

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