Saving Too Much For Retirement?

I recently came across an old article from the New York Times that offers us a view of retirement planning that we don’t often hear…are we saving too much? According to them, the financial industry, with its ostensibly objective online calculators, overstates how much money someone will need in retirement. Some, in fact, contend that financial firms have a pointed interest in persuading people to save much more than they need

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Extra Money: Mortgage or Investments?

The topic of paying down one’s mortgage vs. investing seems to be a never ending debate with everyone having  their own opinion on which method is better. The argument for either side of the equation usually heats up over the topic of investment return. While some argue that investing can yield a higher after tax return based on historical figures, others posit that those historical figures are likely not going to be

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Where Are The Bargains This Holiday Season?

Saving money around the holiday season is a very common theme this year and retailers are doing their best to entice consumers to open their wallets with sales and discounts that many thought we would never see. Many, if not all, online stores are offering free shipping and the savings on non-essential items like video games and electronics is virtually unheard of. Holiday Incentives Many traditional retailers are offering incentives

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Finally, Good News For Investors

As we saw on Friday, the current financial crisis has investors all over the world living in fear now. And this time, it’s the government who is helping businesses to bring down what is crippling markets – the credit crunch precipitated by the U.S. housing collapse. Governments in North America, Europe and Asia have provided bailouts to troubled financial institutions, liquidity to money markets and guarantees to banking systems. And

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