Tag: Debt

Media Adding Fuel To The “Panic” Fire

| October 24, 2008 | 6 Comments

Is it just me, or does it seem like the media is playing a large part in the widespread financial panic that has consumed the globe? I know the media is in the business of selling “papers” but still I wonder why they always seem to play up the negative? This only serves to feed [...]

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Cheap or Frugal – You Decide

| September 18, 2008 | 12 Comments

I certainly consider myself to be a frugal person.  Not obsessively frugal, but my money and I are fairly close.  From time to time in my life I have been called cheap, a term which I have some dislike for.  My belief is that there is a difference between being cheap and being frugal. Putting [...]

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Build An Emergency Fund Or Pay Down Debt?

| September 5, 2008 | 1 Comment

How about doing both at the same time Many financial writers will claim that everyone needs to build and emergency fund of some kind that is kept in a liquid vehicle such as a high interest savings account ( I prefer ING DIRECT ) a money-market fund, or some other readily accessible investment like a [...]

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Mortgages 101: A Survival Guide For Today’s Homebuyer

| August 31, 2008 | 2 Comments

I have recently received a few e-mail comments from readers asking me to expand on my previous article Understanding Mortgages, this article will answer many of the questions that were posed to me in those e-mails. Mortgage and Housing Markets Today’s housing market in most of the United States is a virtual candy store for [...]

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