Take The “Slap Chop” Out of Investing!

The latest issue of Consumer Reports magazine features an article that looks at why infomercials(and the legend of Billy Mays) are so popular. These ads are carefully scripted to set-off a chemical in your brain called dopamine that typically leads to irrational, compulsive decision-making. This dopamine “high” only lasts for 5-6 minutes, hence the reason so many of infomercials tell viewers to “act now”. What’s interesting is that dopamine has

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October’s Panic Selling May Cost Investors Dearly

A few weeks ago I wrote an article titled Panic or Profit and many folks thought I was just spouting theory.  While that may be, the recent evidence of my “theory” has been proven at least half true thus far. According to the Globe and Mail, panic sticken investors in Canada pulled a record $8.45-billion from the mutual fund market in a stampede for the exits. It was the worst month for

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The Sharpe Ratio: How Risk Adjusted Return Makes You Money

A recent column by Trent over at The Simple Dollar debated the merits of saving for retirement versus paying down debt.  I have also written previously on the subject of paying down debt and how I received a guaranteed 8% Return on my investment, prompting further discussion of this topic. Why even write this article? Everyone knows they should be paying down debt and saving for retirement simultaneously…or should they?

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