Compound Your Human Capital To Financial Independence

Like many personal finance enthusiasts, I’ve been working hard toward the goal of financial independence and an early retirement.  That said, I’ve tried to balance out this goal with enjoying the process along the way. One can spend countless hours and an enormous amount of life energy trying to optimize investments in an, all-to-often futile, attempt to ‘build a better mousetrap’.  The thing with trying to ‘beat the market’ and

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How Much Can I Borrow For A Mortgage?

When we apply for a mortgage we should always have some idea as to how much we can afford to borrow, and our capacity to repay the mortgage. Knowing how much we can afford is vitally important because nobody would like to lose their house or investment property to foreclosure.  When we ask ourselves the question of ‘how much can I borrow for a mortgage’ it will be highly dependant

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How To Automatically Save More Money Every Month

There is but one constant in building wealth and that is to spend less than you earn.  If we boil it right down to the simplest of forms, you can never be rich if you spend more than you make. How Much To Save? Every financial book out there will throw out a number or percentage of your pay that you should save and invest for retirement etc. but there

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