How Much Can I Borrow For A Mortgage?

When we apply for a mortgage we should always have some idea as to how much we can afford to borrow, and our capacity to repay the mortgage. Knowing how much we can afford is vitally important because nobody would like to lose their house or investment property to foreclosure.  When we ask ourselves the question of ‘how much can I borrow for a mortgage’ it will be highly dependant

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Do Financial Experts Really Help?

There’s really nothing like a poor economy and a tumbling stock market to send people’s financial plans into a tizzy! So, where can we look for guidance and assistance in these troubled financial times? Some “experts” are now saying that this is the time to buckle down on spending with rising energy and food prices. Wow, I guess that “late breaking news” really caught us off guard – good thing

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How To Use Your Credit Card To Make Money Every Month

I have mentioned in previous articles and on my About Page that I like to use my credit card to manage my monthly cash flow. Just like mortgages can be used to your advantage, credit cards are another debt tool that can have a positive impact on your personal finances. As with those other tools, credit cards just need to be managed effectively. Credit Card Rewards We all know that

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