The Beginner’s Guide to Common Financial Terms

If you’re a newcomer to sorting out your personal finances, then you may find yourself perplexed by the amount of jargon that appears on the advertisements and websites of banks and other financial institutions. You might do a web search or use a dictionary to find out what all of these financial terms really mean, but could still find you’re still muddled by the lack of decent explanation. If you

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Extra Money: Mortgage or Investments?

The topic of paying down one’s mortgage vs. investing seems to be a never ending debate with everyone having  their own opinion on which method is better. The argument for either side of the equation usually heats up over the topic of investment return. While some argue that investing can yield a higher after tax return based on historical figures, others posit that those historical figures are likely not going to be

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Why The Stock Market Rally is Real!

Since the credit crisis began in August 2007, experts have agreed that there is no magic bullet solution. The general view is that world economies will eventually recover but the healing process will take time. Along those lines, here is REAL data that represents REAL steps in the right direction. Here are two recent examples: Global credit markets continue to thaw as government cash injections and interest rate cuts kick in. Last Friday, the

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Mortgages 101: A Survival Guide For Today’s Homebuyer

I have recently received a few e-mail comments from readers asking me to expand on my previous article Understanding Mortgages, this article will answer many of the questions that were posed to me in those e-mails. Mortgage and Housing Markets Today’s housing market in most of the United States is a virtual candy store for the homebuyer. The sheer selection of properties on the market in most cities allows today’s

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