Why I Hate Buying Cars – And You Should Too!

Bottom line: Buying a depreciating asset that requires constant monetary support to utilize and maintain is a financial anchor. I am not going to argue that motor vehicle transportation isn’t convenient, or even necessary in some circumstances, but it certainly is a bad investment in most cases. As someone that focuses on the importance of cash flow, unless you have tens of thousands in credit card debt, having a car

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How Do You Define Retirement?

Retirement Definition

One thing that becomes astoundingly obvious if you study personal finance with a goal of retiring early, is that there are a vast number of opinions on the definition of retirement. Isn’t the internet great! 🙂 This shouldn’t surprise us too much because, Personal Finance is, well… personal. There are those that wish to retire to an extravagant lifestyle with lots of international travel, fine wines and antiques and those

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Where Are The Bargains This Holiday Season?

Saving money around the holiday season is a very common theme this year and retailers are doing their best to entice consumers to open their wallets with sales and discounts that many thought we would never see. Many, if not all, online stores are offering free shipping and the savings on non-essential items like video games and electronics is virtually unheard of. Holiday Incentives Many traditional retailers are offering incentives

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Cheap or Frugal – You Decide

I certainly consider myself to be a frugal person.  Not obsessively frugal, but my money and I are fairly close.  From time to time in my life I have been called cheap, a term which I have some dislike for.  My belief is that there is a difference between being cheap and being frugal. Putting my personal ideas of “cheap” and “frugal” aside, I’d like your opinion on whether or not I crossed

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