Saving Too Much For Retirement?

I recently came across an old¬†article from the New York Times that offers us a view of retirement planning that we don’t often hear…are we saving too much? According to them, the financial industry, with its ostensibly objective online calculators, overstates how much money someone will need in retirement. Some, in fact, contend that financial firms have a pointed interest in persuading people to save much more than they need

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Life Insurance Is Critical When You Have Dependants

Lately I have been reviewing my investment portfolio in light of the new addition to may family and have discovered a few minor things that needed tweaking. I mentioned in an earlier post that my wife and I have purchased additional life insurance through my employer’s group plan. This plan offers a heckuva great deal on life insurance if you are a younger, non-smoking employee or spouse. The Cost of

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How To Automatically Save More Money Every Month

There is but one constant in building wealth and that is to spend less than you earn.  If we boil it right down to the simplest of forms, you can never be rich if you spend more than you make. How Much To Save? Every financial book out there will throw out a number or percentage of your pay that you should save and invest for retirement etc. but there

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